It is wise to take a precautions when applying for a Mortgage, as your home may be repossessed if you do not keep up repayments on your mortgage.
Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment. Availability and cost of cover is subject to criteria such as age, lifestyle, current health and medical history.
LIFE INSURANCE
Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die. Although money can’t replace a loved one, it can help those left behind to weather the financial storm.
CRITICAL ILLNESS INSURANCE
Critical Illness Insurance pays out a tax-free lump sum on the diagnosis of certain life-threatening or debilitating (but not fatal) conditions including heart attack, stroke, cancer and major organ transplants.
INCOME PROTECTION
Income Protection Insurance pays out a regular tax-free replacement income if you become unable to work because of illness, injury or, -with some kind of policies- unemployment. It could help you keep up with your mortgage repayments and other living costs until you’re able to return to work.
Surrey Mortgage Advice Limited is an Appointed Representative of the HLPartnership Limited which is authorised and regulated by The Financial Conduct Authority — Surrey Mortgage Advice Ltd are registered in England and Wales Registered No: 15743006 — Registered Office: 4 Inkerman Road, Knaphill, Surrey, United Kingdom, GU21 2AJ
-There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but will it will range from £500 to £1000 and this will be discussed and agreed with you at the earliest opportunity.
-The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
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